explainer
Mortgage in Principle: Everything You Need to Know
Mortgage in Principle: Everything You Need to Know — clear, practical guidance for UK home buyers.
1 min readUpdated: 21 December 2025
Quick Answer
A clear explanation of mortgage in principle: everything you need to know, why it matters, and what most buyers get wrong.
What this means
Define the concept in plain English.
Why it matters
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How it works
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Common misconceptions
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Key takeaways
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