explainer
Mortgage Types Explained: Fixed, Variable, and More
Mortgage Types Explained: Fixed, Variable, and More — clear, practical guidance for UK home buyers.
1 min readUpdated: 21 December 2025
Quick Answer
A clear explanation of mortgage types explained: fixed, variable, and more, why it matters, and what most buyers get wrong.
What this means
Define the concept in plain English.
Why it matters
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How it works
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Common misconceptions
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Key takeaways
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